Van MANUFACTURERS:

Typical HP

Typical HP example on Citroen Dispatch 2.2
1800 LWB
 
 
1st monthly payment (inc fee)
 
 
 
 
£462.49
34 monthly payments of
 £367.49
Final monthly payment (inc fee)
 £427.49
On-the-road retail cash price**
 £14,195.00
Advance payment
 £2,839.00
Amount of credit
 £11,356.00
Total amount payable
 £16,203.64
Typical 11.5% APR
Includes RFL @ 208+ VAT (due to pre -registration)

Funders
We have a lot of funders
Our acceptance rate is far higher than most mainly due to the highly trained staff which we employ.  Rather than simply decline you, if it is possible we will offer you credit sometimes at a higher payment than originally anticipated.
We have a layered approach and might ask you some really personal financial questions that are necessary to achieve a pass with the lowest payment funder. 
A few examples
Customer A
Accepted but with a payment £10 - £20 a month higher
Customer B
Accepted but with no balloon at end
Customer C
Accepted but changed from 5 to 4 years
Customer D
Accepted only on lease purchase, with 10% deposit plus VAT upfront.